Online personal loans are a way for you to securely get the funds you need for any reason. Borrow what you need, quickly and easily, with our stress-free approach.
*Applying does not affect your credit score. TSL 1.3 Encrypted.
Our leadership team has spent years in the personal lending space across many successful companies. Using our vast knowledge, we set out to create a new experience with Loanspa so you can rest assured we have you always in mind.
$1.7B+
Total combined amount borrowed all-time
1.8M
Customers served over 15+ years in personal lending
4.6/5
Average customer review rating all-time
Loan terms that are simple. We have a history of helping customers of all types and a variety of reasons get the funds they need. Even if you have bad credit, we have options for you. Get the funds you need, fast and with no hassle.
Get started today and apply for a personal loan for your needs. Our applicaton process is simple, fast, and stress-free. Receive your funds as soon as the same day. Our account portal helps you manage your loan, repayment, and review your balance.
Super User Friendly
Great experience recently when Loanspa helped me out of a jam! The process was fast and I was even able to get funds the same day. You all are great!
Monique S, Kenosha
Great customer service!
The lady I spoke with on the phone stayed with me until everything was completed. You don’t get that kind of service anymore and I appreciate it! You’re the best!
William V, Milwaukee
Everything went smooth
I was hesitant as I have had bad experiences with online personal loan companies in the past but ya’ll really came through and did what you said you would.
Emily P, Eau Claire
Emergencies
Car Repair
Home Repair
Vacations
Debt Consolidation
Medical Expenses
Moving
Unexpected Expenses
Getting a personal loan can can often a stressful experience, especially for those with “not so great” credit. Our goal is to help you by delivering the easiest and least stressful lending experience, starting with your application. To get started, all you need is to validate your application details, ensure your banking information is correct, and review & sign your loan agreement. After that, we get to work getting your funds into your bank account. We help you every step of the way with helpful reminders, financial wellness tips, and more. Find yourself in a financial bind, we can help with that too with flexible repayment options and friendly agents looking to make sure your experience is a success.
We specialize in small personal installment loans of $500-$5,000 with flexible terms and rates depending on qualifications.
An installment loan is a loan that is repaid over a set number of scheduled payments. Each installment has already calculated the interest and principal to be repaid. This is a very common loan type with no funny business as you only repay what you agree to in your loan agreement that you sign.
When you receive an online personal loan, we don’t need to know why. Everyone has different needs and people come to us every day seeking to get the funds they need for a variety of reasons such as car repair, bill repayment, debt consolidation, emergencies, vacation, and more. We want to be your partner to help you in your time of need.
