At Loanspa, we believe lending should be simple, transparent, and most importantly—stress-free. Learn more about Loanspa and our commitment to providing a financial experience that eases worries and helps you move forward with confidence. With flexible terms, quick applications, and secure transactions, we make borrowing better for everyone.
With years of experience in personal lending, our team created Loanspa to offer a seamless, customer-first experience where you can feel confident that we’re always looking out for you.
$1.7B+
Total combined amount borrowed all-time
1.8M
Customers served over 15+ years in personal lending
4.6/5
Average customer review rating acheived all-time
We’re more than just a lender—we’re your partner in financial wellness. At Loanspa, we’re committed to making borrowing as relaxing and worry-free as possible. From the moment you apply to the day your loan is fully repaid, we’re with you every step of the way, ensuring the best possible lending experience..
Getting a personal loan can can often a stressful experience, especially for those with “not so great” credit. Our goal is to help you by delivering the easiest and least stressful lending experience, starting with your application. To get started, all you need is to validate your application details, ensure your banking information is correct, and review & sign your loan agreement. After that, we get to work getting your funds into your bank account. We help you every step of the way with helpful reminders, financial wellness tips, and more. Find yourself in a financial bind, we can help with that too with flexible repayment options and friendly agents looking to make sure your experience is a success.
We specialize in small personal installment loans of $500-$5,000 with flexible terms and rates depending on qualifications.
An installment loan is a loan that is repaid over a set number of scheduled payments. Each installment has already calculated the interest and principal to be repaid. This is a very common loan type with no funny business as you only repay what you agree to in your loan agreement that you sign.
Rates (or Interest rate) can depend on a lot of factors including your credit worthiness, income, amount of the loan, employment, term, and a variety of other factors. These can all be very important to the rate you will receive from us or any lender. When applying for a loan, we take these factors listed on your application into consideration and offer you an APR (Annual Percentage Rate). This is the rate that would be applied to the amount you want to borrow.
When you receive an online personal loan, we don’t need to know why. Everyone has different needs and people come to us every day seeking to get the funds they need for a variety of reasons such as car repair, bill repayment, debt consolidation, emergencies, vacation, and more. We want to be your partner to help you in your time of need.
See more in our FAQ section.
Highly Recommend!
I was nervous at first, but Loanspa made the whole experience stress-free. Got approved quickly, and the funds were just what I needed. Thank you!
Jordan T, Green Bay
Easy and Convenient
I couldn’t believe how fast it was! Loanspa made getting funds a breeze, and it was all done online. Definitely would use them again! Thank you for your help.
Taylor S, Madison
No Hidden Surprises
Had issues with hidden fees before, but Loanspa was straightforward and upfront. The process was smooth, and I got what I needed quickly without a headache.
Clifton R, Waukesha
